Retirement Plans
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Breaking Down the SECURE Act – 401(k) and Other Defined Contribution Plans
Benefits experts are still poring through the SECURE Act’s various mandated provisions, optional provisions, and effective dates, some of which may be retroactive. This series of articles will break down the implications that the Act has for existing tax-qualified retirement […]
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The CARES Act and its Impact on Retirement Plans
After several days of intense negotiations between Senate leadership and the Executive branch, the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act” or “Act”) was passed by the House on Friday, March 27th. The CARES Act will provide […]
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Coronavirus Market Volatility and Pension Plan Contributions
The Coronavirus (COVID-19) pandemic’s impact on your family, friends and economy continues to unfold daily. Interest rates are down, and the equity markets are depressed and have been highly volatile. This economic situation will cause revenues of many plan sponsors […]
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Retiree Pension Risk Transfers in THIS Low Interest Rate Environment?
Although interest rates are at all-time historic lows, it doesn’t mean that a retiree pension risk transfer is a bad idea for your defined benefit pension plan. Below is a brief discussion on the pros and cons of considering a […]
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Taking Public Sector Retiree Medical To The Next Level
Faced with the sobering reality of more than $1 trillion in unfunded retiree healthcare liabilities, public sector employers across the country are seeking a sustainable retiree health benefit solution. Their shift to relying on retiree health insurance exchanges will not […]
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Breaking Down the Secure Act – Required Minimum Distributions
Benefits experts are still poring through the SECURE Act’s various mandated provisions, optional provisions, and effective dates, some of which may be retroactive. This series of articles will break down the implications that the Act has for existing tax-qualified retirement […]
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2020 Defined Benefit Plan Compliance Calendar
Calendar Plan Year & Calendar Employer Tax Year* January 2020 15 Due date to make fourth required quarterly contribution for 2019 plan year 31 Last day to file Form 945 to report withheld federal income tax from distributions 31 Last […]
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2020 Defined Contribution Plan Compliance Calendar
Calendar Plan Year & Calendar Employer Tax Year* January 2020 31 Last day to file Form 945 to report withheld federal income tax from distributions 31 Last day to furnish Form 1099-R to recipients of distributions in 2019 February 2020 […]
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Are You Looking for Missing Participants?
The Department of Labor (DOL) continues to focus on missing participants in retirement plans. In recent years, the DOL, in conjunction with the Employee Benefits Security Administration (EBSA), has been auditing retirement plans and reinforcing the actions that plan sponsors […]
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Impact of Historic Interest Rate Decline on Defined Benefit Plans
How will defined benefit pension plans be impacted by historic year-to-year interest rate declines? The U.S. has experienced over a 100 basis point decrease on 30-year treasury rates and significant decreases across treasury bonds of all durations from year-to-year. After […]
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