Findley Perspective
-
Coronavirus Crisis Workforce Reduction Can Adversely Affect Retirement Programs
The coronavirus pandemic continues to ripple across the country and many organizations face several unprecedented, difficult decisions surrounding their workforce and the use of cash. While payroll-reducing strategies may be necessary during this time of substandard revenue, they may also […]
-
Coronavirus Market Volatility and Pension Plan Contributions
The Coronavirus (COVID-19) pandemic’s impact on your family, friends and economy continues to unfold daily. Interest rates are down, and the equity markets are depressed and have been highly volatile. This economic situation will cause revenues of many plan sponsors […]
-
Retiree Pension Risk Transfers in THIS Low Interest Rate Environment?
Although interest rates are at all-time historic lows, it doesn’t mean that a retiree pension risk transfer is a bad idea for your defined benefit pension plan. Below is a brief discussion on the pros and cons of considering a […]
-
Taking Public Sector Retiree Medical To The Next Level
Faced with the sobering reality of more than $1 trillion in unfunded retiree healthcare liabilities, public sector employers across the country are seeking a sustainable retiree health benefit solution. Their shift to relying on retiree health insurance exchanges will not […]
-
Are You Looking for Missing Participants?
The Department of Labor (DOL) continues to focus on missing participants in retirement plans. In recent years, the DOL, in conjunction with the Employee Benefits Security Administration (EBSA), has been auditing retirement plans and reinforcing the actions that plan sponsors […]
-
Impact of Historic Interest Rate Decline on Defined Benefit Plans
How will defined benefit pension plans be impacted by historic year-to-year interest rate declines? The U.S. has experienced over a 100 basis point decrease on 30-year treasury rates and significant decreases across treasury bonds of all durations from year-to-year. After […]
-
Pssst… Reasons to Avoid Conducting the Next Engagement Survey
After all these years, it turns out that engagement surveys may not be all that organizations want them to be. Don’t blame the survey; it does its job to collect data. That data can drive significant change when there’s an […]
-
Required Distributions to Pension Plan Beneficiaries
Plan administrators are likely familiar with the Required Minimum Distribution (RMDs) rules with regard to pension plan participants, but, similar rules apply to beneficiaries of deceased non-retired participants as well. When a pension plan participant dies prior to retirement, the […]
-
Benefit Plan Management in a Collective Bargaining Environment
A perspective to gain trust and compromise more efficiently Managing employee benefit plans in a collective bargaining environment can be challenging and can lead to friction between the employer and the union. Employee benefit offerings and wages tend to be […]
-
Are you periodically benchmarking your group benefits plan?
How Does Your Plan Measure Up? In today’s tight labor market, an attractive benefits program, as part of your Total Rewards Program, is vital for recruiting and retention. It is a fine balance managing a plan that is both competitive […]
- Categories